You may think of an initial mortgage loan consultation as nothing more than orientation, but while it’s true that you make no commitments at this stage, that first mortgage consultation begins the path toward closing on your new home. To make sure you’re not saddled...
Home buyers will hear that it is essential to enlist the services of a home inspector — this crucial step, they’ll be told, prevents them from being met with nasty and costly surprised after they have already closed on the home. What can home inspectors see that...
As a California homeowner, here are three California homeowner tax deductions you should know about. Mortgage Credit Certificate (MCC) For people buying their first home in California, incentives and tax credits are offered including the MCC program. For qualified...
If you’re buying a new home, hiring a real estate agent is probably the first thing that comes to mind. But, is actually it necessary? The answer is yes and no. You can buy a home without the help of a real estate agent. You can also view homes and attend open houses...
Closing on a home can be intimidating as well as exciting. Before opening escrow, which exists to keep all parties’ funds safe, you should know that regulations vary from state to state. The escrow agent is a neutral party equally responsible to both sides. In some...
As any real estate property seller or buyer can tell you, the escrow process is a very beneficial way to hold everyone accountable for the fulfillment of the negotiated terms of the deal. How so? Well, with a neutral party like an escrow company, holding the funds for...
An escrow agent will hold the funds for a real estate transaction as a neutral third party until the conditions of the contract and sale have been fulfilled by both parties in full. These agents can be a person or an entity, and they function as a safeguard to protect...
In the process of a real estate sale, escrow agents are third parties, either an individual or an entity such as Vision Escrow Group, who are hired to keep the funds for sale of the property in trust until the transaction is finalized. This is in case of any...
Once you have decided to sell your home, there are steps you must take to ensure the process will be smooth from start to finish. A good real estate agent will walk you through each step, but preparing on your own before hiring one will also make life easier. The most...
When you sell or buy a home, near the end you will be caught up in escrow. It’s not as scary as it sounds. Escrow, in very simple terms, is this: a buyer gives a check to a third party (the escrow company) who holds the check until all the paperwork has been cleared...
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